Secured credit cards are designed for people with fair or damaged credit. They require a refundable deposit, but report to credit bureaus to help you rebuild your score over time.
Balance transfer credit cards let you move existing debt to a lower-interest card, often with a 0% introductory APR, helping you pay down balances faster.
After Chapter 7 or Chapter 13 bankruptcy, certain credit cards may still be available. Secured cards are often the first step toward rebuilding your credit.